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We cover what homeowner's policies exclude! The typical homeowner's policy provides liability coverage for personal exposures only. Therefore, your in-home child care business is excluded. AFDS provides coverage not only for most of your normal liability exposures, but also for allegations of sexual abuse.
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The standard homeowner's policy (HO-3) excludes liability coverage for family daycare activities. |
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The premiums are affordable. |
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Peace of mind. |
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